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OWNER FINANCING available on this 2012 concrete block home. With a metal roof, this 2-bed, 2-bath home offers peace of mind and easy living. Inside, you'll find a smart many updates, split-bedroom layout, indoor laundry, and a primary suite with a walk-in closet, dual sinks, and separate shower. Out back a screened porch overlooks the garden, perfect for morning coffee. What really sets this property apart is the value. As a land-lease property in the active 55+ Spanish Lakes community, you only pay taxes on the home itself. Your lot lease handles the heavy lifting, covering lawn care, cable, internet, and access to a 9-hole golf course, heated pool, fitness center, pickleball, and more. Enjoy low-maintenance Florida living just minutes from Hutchinson Island's beautiful beaches!